.bm{--bmi:#111827;--bmn:#13243a;--bmo:#ff6b2c;--bmod:#d94e17;--bmp:#fbfaf6;--bmw:#fff;--bml:#dfe3e8;--bmm:#657085;--bmg:#16794f;background:var(--bmp);color:var(--bmi)}
.bm *{box-sizing:border-box}.bm-shell{width:min(1160px,calc(100% - 40px));margin:auto}.bm a{text-underline-offset:3px}
.bm-head{background:var(--bmn);color:#fff;border-bottom:1px solid rgba(255,255,255,.12)}.bm-head-in{min-height:74px;display:flex;align-items:center;justify-content:space-between;gap:28px}.bm-brand{text-decoration:none;font-weight:950;font-size:22px;letter-spacing:-1.2px}.bm-brand span{color:var(--bmo)}.bm-nav{display:flex;gap:20px;align-items:center}.bm-nav a{text-decoration:none;color:#e8edf3;font-size:13px;font-weight:800}.bm-nav .bm-nav-cta{background:var(--bmo);color:#fff;padding:10px 14px;border-radius:8px}
.bm-hero{background:var(--bmn);color:#fff;padding:84px 0 72px}.bm-eye{font-size:11px;font-weight:950;letter-spacing:.16em;text-transform:uppercase;color:#ffb08c}.bm-hero h1{font-size:clamp(48px,7vw,86px);line-height:.94;letter-spacing:-.06em;max-width:1000px;margin:18px 0 24px}.bm-lead{max-width:760px;font-size:20px;color:#c9d2dc}.bm-actions{display:flex;gap:10px;margin:30px 0}.bm-btn{display:inline-flex;align-items:center;justify-content:center;text-decoration:none;font-size:14px;font-weight:900;border-radius:9px;padding:13px 18px}.bm-primary{background:var(--bmo);color:#fff}.bm-primary:hover{background:var(--bmod)}.bm-ghost{border:1px solid #53667b;color:#fff}.bm-white{background:#fff;color:var(--bmn)}.bm-chips{display:flex;flex-wrap:wrap;gap:8px;margin-top:22px}.bm-chips span{background:#263a53;border:1px solid #3a4d64;border-radius:99px;padding:7px 10px;font-size:12px;font-weight:800}
.bm-strip{background:#fff;border-bottom:1px solid var(--bml)}.bm-strip-in{display:grid;grid-template-columns:repeat(4,1fr)}.bm-strip-in>div{padding:27px 22px 27px 0;border-right:1px solid var(--bml)}.bm-strip-in>div+div{padding-left:24px}.bm-strip-in>div:last-child{border-right:0}.bm-strip small{display:block;color:var(--bmm);font-weight:900;font-size:10px;letter-spacing:.1em}.bm-strip strong{display:block;font-size:17px;margin-top:5px}
.bm-sec{padding:86px 0}.bm-alt{background:#fff;border-top:1px solid var(--bml);border-bottom:1px solid var(--bml)}.bm-sec h2,.bm-final h2{font-size:clamp(34px,5vw,58px);line-height:1;letter-spacing:-.05em;margin:10px 0 20px}.bm-intro{max-width:760px;color:var(--bmm);font-size:18px}.bm-grid2{display:grid;grid-template-columns:1fr 1fr;gap:24px}.bm-grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:16px}.bm-card{background:#fff;border:1px solid var(--bml);border-radius:15px;padding:25px}.bm-alt .bm-card{background:var(--bmp)}.bm-card h3{font-size:22px;letter-spacing:-.025em;margin:6px 0 10px}.bm-card p{color:var(--bmm);margin:0}.bm-num{font-size:11px;font-weight:950;color:var(--bmod);letter-spacing:.12em}.bm-list{list-style:none;margin:18px 0 0;padding:0}.bm-list li{display:flex;gap:10px;padding:11px 0;border-bottom:1px solid var(--bml)}.bm-list li:before{content:"✓";color:var(--bmg);font-weight:950}.bm-note{background:#fff8f3;border:1px solid #ffd4bf;border-radius:12px;padding:18px}.bm-note b{color:var(--bmi)}.bm-badge,.bm-warn{display:inline-block;border-radius:99px;padding:5px 8px;font-size:11px;font-weight:900}.bm-badge{background:#eaf7f0;color:var(--bmg)}.bm-warn{background:#fff2dc;color:#8b5b10}
.bm-process{counter-reset:s;border-top:1px solid var(--bml);margin-top:34px}.bm-process article{display:grid;grid-template-columns:74px 1fr;gap:18px;padding:25px 0;border-bottom:1px solid var(--bml)}.bm-process article:before{counter-increment:s;content:"0" counter(s);font-size:13px;font-weight:950;color:var(--bmod)}.bm-process h3{margin:0 0 6px}.bm-process p{margin:0;color:var(--bmm)}
.bm-split{display:grid;grid-template-columns:.9fr 1.1fr;gap:58px;align-items:start}.bm-call{position:sticky;top:20px;background:var(--bmn);color:#fff;border-radius:16px;padding:26px}.bm-call h3{font-size:28px;margin:5px 0 10px}.bm-call p{color:#c9d2dc}.bm-call .bm-btn{margin-top:8px}.bm-links{display:flex;flex-wrap:wrap;gap:10px;margin-top:24px}.bm-links a{background:#fff;border:1px solid var(--bml);border-radius:9px;padding:10px 12px;text-decoration:none;font-weight:800}
.bm-table{overflow:auto}.bm-table table{width:100%;border-collapse:collapse;background:#fff;border:1px solid var(--bml)}.bm-table th,.bm-table td{text-align:left;vertical-align:top;padding:14px;border-bottom:1px solid var(--bml)}.bm-table th{font-size:11px;text-transform:uppercase;letter-spacing:.06em;color:var(--bmm)}
.bm-faq{display:grid;gap:12px;margin-top:32px}.bm-faq details{background:#fff;border:1px solid var(--bml);border-radius:12px;padding:18px 20px}.bm-faq summary{cursor:pointer;font-weight:900}.bm-faq p{color:var(--bmm);margin:12px 0 2px}
.bm-final{background:var(--bmn);color:#fff;padding:70px 0}.bm-final-in{display:flex;align-items:center;justify-content:space-between;gap:48px}.bm-final p{max-width:650px;color:#c9d2dc}.bm-foot{background:#0e1b2c;color:#c9d2dc;padding:50px 0}.bm-foot-in{display:grid;grid-template-columns:1.5fr repeat(3,1fr);gap:34px}.bm-foot-in>div{display:flex;flex-direction:column;gap:7px}.bm-foot b{color:#fff;margin-bottom:6px}.bm-foot a{color:#c9d2dc;text-decoration:none;font-size:13px}.bm-foot p{max-width:330px}.bm-foot span{font-size:13px}
@media(max-width:900px){.bm-nav a:not(.bm-nav-cta){display:none}.bm-strip-in{grid-template-columns:1fr 1fr}.bm-strip-in>div:nth-child(2){border-right:0}.bm-grid3,.bm-foot-in{grid-template-columns:1fr 1fr}.bm-split{grid-template-columns:1fr}.bm-call{position:static}}
@media(max-width:640px){.bm-shell{width:min(100% - 28px,1160px)}.bm-hero{padding:58px 0}.bm-actions{flex-direction:column}.bm-grid2,.bm-grid3,.bm-foot-in,.bm-strip-in{grid-template-columns:1fr}.bm-strip-in>div{padding:20px 0!important;border-right:0;border-bottom:1px solid var(--bml)}.bm-final-in{align-items:flex-start;flex-direction:column}.bm-process article{grid-template-columns:50px 1fr}.bm-sec{padding:64px 0}}